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Savings

Rates effective as of 12/23/2022

APY = Annual Percentage Yield

Fees may reduce earnings.

Rates are subject to change at any time.

Compare Accounts

	360° Saver Account	Statement or Passbook Savings	Squirrel Saver	Money Market Savings	Premier Money Market Savings	Christmas Club+	Platinum Savings	Health Savings Account

Minimum Balance to Open	$50	$50	$0	$2,500	$500	$5	$10,000	$50
Minimum Balance to Avoid Service Charge	$0	$100	$0	$500	$10,001	$0	$10,000	$0
Monthly Service Charge	$0	$2.00 waived < 18	$0	$5	$7	$0	$10	$0
Fee for Early Withdrawal	$0	$0	$0	$0	$0	$5	$0	$0
Earns Variable Interest	Yes**, if qualifications are met	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Minimum Balance to Earn Interest	$0	$100	$1	$500	$10,001	$25	$10,000	$500
ATM Card	Yes	Yes	No	No	No	No	Yes	Yes
Can an Individual Open This Account?	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No
Can a Business Open This Account?	No	No	No	No	No	No	No	No
Can a Non-Profit Open This Account?	No	Yes	No	Yes	Yes	Yes	Yes	No

**0.50% APY on balances up to $50,000. 0.25% on balances over $50,000 depending on balance in the account. 0.05% APY if qualifications are not met on 360° Cash or 360° Cash Back.

+Interest compounds daily

Balance	Minimum Required Opening Deposit	Interest Rate	APY
$100 or more	$50	0.07%	0.07%

Balance	Minimum Required Opening Deposit	Interest Rate	APY
$1.00 or more	$0	0.05%	0.05%

premier money market savings

Balance	Minimum Required Opening Deposit	Interest Rate	APY

$10,001 to $25,000.99	$500	0.02%	0.02%
$25,001 to $50,000.99		0.03%	0.03%
$50,001 to $100,000.99		0.05%	0.05%
$100,000 and >		0.10%	0.10%

money market savings

Balance	Minimum Required Opening Deposit	Interest Rate	APY

$500 to $9,999	$2,500	0.01%	0.01%
$10,000 to $24,999		0.02%	0.02%
$25,000 to $49,999		0.03%	0.03%
$50,000 to $999,999		0.05%	0.05%
$1,000,000+		0.10%	0.10%

Balance	Minimum Required Opening Deposit	Interest Rate	APY
$25 or more	$5	0.07%	0.07%

PLATINUM SAVINGS

Balance	Minimum Required Opening Deposit	Interest Rate	APY

$0 to $9,999	$10,000	0.03%	0.03%
$10,000 to $49,999		0.03%	0.03%
$50,000 to $99,999		0.05%	0.05%
$100,000 to $249,999		0.07%	0.07%
$250,000+		0.10%	0.10%

Balance	Minimum Required Opening Deposit	Interest Rate	APY
$500+	$50	0.05%	0.05%

Rates

360° Saver*

Balance	Minimum Required Opening Deposit	Interest Rate	APY

$0 - $50,000 if qualifications are met	$0	0.50%	0.50%
$50,000+ if qualifications are met		0.50% to 0.25% depending on balance in account	0.50% to 0.25% depending on balance in account
All balances if qualifications are not met		0.05%	0.05%

*Qualifications

To earn your rewards, simply do the following activities and transactions in your 360° Cash or 360° Cash Back account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle
Be enrolled in eStatements
Access online banking at least one time during the qualification cycle